Ohio Real Estate Professionals

• Home Inspectors
• Insurance Agents
• Mortgage Professionals
• Real Estate Agents
• Real Estate Appraisers
• Real Estate Attorneys
• Surveyors
• Other Local Businesses

Are you considering refinancing your home?

Knowledge is Power & Data is the Key

Your type of financing and interest rate will be based on primarily three parts:

1. Credit Score
2. Ability to Repay
3. Collateral

There are numerous web sites that will allow you to gain access to your credit reports and Credit Score. Your work history and your other debts will determine your Ability to Repay. Typically, the biggest unknown in the financing process is the valuation of your Collateral. Independence Data has the answer.

What is my home worth? Independence Data researches any available database to provide you with the data and insight into knowing this very important question. In some cases, the difficult question is not "What is my home worth?", but "What value does the local real estate market support?". Independence Data provides you with recent and accurate information within your local market, empowering you to make crucial financial decisions.

 

 

 

 

 

 

 

There are many free web sites that will estimate the "value your home".

We are NOT one of those sites.

WE DO NOT ESTIMATE THE VALUE YOUR HOME!

Independence Data provides real estate data and sales information so YOU can determine the accurate value of your home. There is no one that knows your home and neighborhood as well as you do. Use our detailed real estate information to form a supported conclusion of value.

Every search at Independence Data is completed by real estate professionals to ensure accuracy. Database-driven, free web sites often have dated information and inaccurate values. We search public and private data sources so you have the most recent and accurate information.

 

 

 

 

 

Become a Consumer Member for only $75/year and we will research new sales data in your neighborhood 3 times within a year and give you a web site to share the information with your mortgage professional and appraiser.

We will provide you with:

• Property Records, Provided by local county auditor web site records.
• Sales Data, Detailed information on up to 30 sales of homes within your area.
• Area Map, Map of your neighborhood and surroundings. Zoning maps available in some areas.
• Online links to areas statistics and demographics.
• Our guide to Understanding and Analyzing Property Records Cards

What does this information do for you?

The ultimate goal in the refinancing process is to get you the lowest rate of interest at a desirable term on the highest value of your home. Knowledge of recent sales within your neighborhood can save you hundreds if not thousands of dollars even before you submit a mortgage application. Typically, the appraisal for refinancing is ordered well into the long application process. You will have the knowledge right in your hands to support your estimated value of your property. This information is invaluable for your potential mortgage broker and finally the appraiser who will be estimating the value of your home. Independence Data provides all of this information to you in a secure PDF document which can easily be emailed to your mortgage broker and appraiser, saving everyone time and money.

Tip: Give your appraiser a copy of the sales data, your appraisal might get finished a little quicker as it is appreciated by most appraisers . Also, when the appraiser knows that YOU KNOW about neighborhood home sales, there are no false expectations.

How long does this take?

The finance industry can be very volatile. You need your information now, but want it done right. There are many free, instant-online valuation services which are computer generated and have limited amounts of information on the neighboring properties. In many cases, the information provided is much more dated and irrelevant. Independence Data physically searches all available property records systems to all data research within 24 hours, 7-Days a Week. It is common to have sales as recent as the same week or month. Most other data services are 1-4 months delayed. The information and data is emailed to you in a secure PDF document to your email address. For an additional charge of $5, we will set up a password protected web page on our web site so you can share your information with the mortgage broker and real estate appraiser.

 

 

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